Compliance Analyst
Capital on Tap is a financial platform dedicated to empowering small businesses by providing tailored financial products and services. The Compliance Analyst role is situated within the US Compliance team, based in the New York office, and plays a pivotal role in ensuring the company's operations adhere to regulatory standards. This position offers an opportunity to work at the intersection of business growth and responsible compliance, collaborating with stakeholders to develop innovative solutions.
In this role, the Compliance Analyst will support the US Compliance team across the full compliance program, including testing and monitoring. Key responsibilities include conducting root cause analysis on compliance issues and incidents, investigating and responding to escalated customer complaints, preparing and tracking compliance reporting for the bank partner, management, and regulatory bodies, reviewing marketing materials, and assisting in maintaining and drafting policies and procedures. Additionally, the analyst will contribute to program enhancements, controls development, and ad-hoc compliance projects.
The ideal candidate will have 3-5 years of experience in financial services, with a background in compliance testing and monitoring, audit, or a related control function. Strong attention to detail, solid writing and analytical skills, and the ability to work both independently and collaboratively are essential. The role also requires strong project management skills, familiarity with UDAAP, ECOA, small business lending, and credit card servicing, and proficiency in SQL is a plus.
Compensation for this role includes a salary range of $70,000 to $105,000 annually. Benefits offered are comprehensive, featuring 90% of healthcare premiums paid by New Wave Card, LP, a 401k match program (100% match up to 3% and 50% up to 5%), 25 days of paid time off, 5 days of sick pay, and a $1,200 learning and wellbeing budget.
Capital on Tap fosters a dynamic and inclusive culture, emphasizing values such as innovation, speed, teamwork, ownership, and continuous feedback. The company is committed to creating a space where authenticity thrives, and everyone can do their best work. Employees are encouraged to pilot new ideas, work collaboratively, and contribute to the company's mission of supporting small businesses.