Compliance Analyst

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Legal & Compliance Analyst is responsible for ensuring regulatory compliance and supporting the business in legal and risk-related decisions daily. We are looking for someone who can quickly understand problems, prioritize what truly matters, and translate legal requirements into practical solutions, operating with autonomy and strong ownership. This role requires going beyond theory — someone who can connect regulation to real business context and contribute directly to business decisions and processes.