Financial Risk Strategy & Analytics Manager
ABOUT KOHO
We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
ABOUT THE ROLE
KOHO is looking for a Financial Risk Strategy & Analytics Manager to join our Risk team as a key individual contributor. In this role, you will be the analytical engine behind our financial risk management, owning the models, forecasts, and reporting that safeguard KOHO’s portfolio.
Working closely with Finance, Product, and Data teams, you will turn complex data into actionable insights, ensuring our growth is resilient and compliant.
WHAT YOU'LL DO
CREDIT RISK ANALYTICS & FORECASTING
- Forecasting & Provisioning: Own the development and execution of short- and long-term delinquency and loss forecasting models. Calculate Expected Credit Loss (ECL) and drive the monthly provisioning process in strict accordance with IFRS 9 standards.
- Stress Testing: Design and execute comprehensive stress testing scenarios to assess portfolio resilience under various scenarios.
- Portfolio Monitoring: Lead the monitoring of portfolio health, identifying emerging...