Fraud Manager - Germany
FRAUD SPECIALIST - GERMANY
Hybrid in London
THE COMPANY
Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics – they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses.
Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve.
THE TEAM
The DE Compliance team is an autonomous group of specialists dedicated to ensuring iwoca remains a safe and trusted partner for German SMEs. The team works at the intersection of technology and risk, collaborating closely with Tech, Operations, and Risk Management to build robust detection systems. The team operates in an agile environment, meeting regularly to share insights on the latest fraud trends and collaborating on cross-functional projects to stay ahead of evolving threats.
THE ROLE
The Fraud Specialist role provides the opportunity to shape the security and integrity of our digital lending products. You will have the autonomy to identify emerging risks and the influence to implement the technical and strategic solutions needed to mitigate them.
Impact and Influence
- Identify and evaluate emerging fraud scenarios such as impersonation, social engineering, and account takeover (ATO).
- Formulate and adapt the fraud strategy specifically for the German digital lending market to maintain an optimal balance between risk and conversion.
- Design efficient verification processes that protect the business without adding u...