Head of Legal, Regulatory & Compliance – Financial Services, West Africa

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WE ARE LOOKING FOR A HEAD OF LEGAL, REGULATORY & COMPLIANCE – FINANCIAL SERVICES, WEST AFRICA, TO JOIN OUR LEGAL GROUP, AS WE SCALE UP AND DRIVE DIGITAL AND FINANCIAL INCLUSION ACROSS OUR MARKETS.

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THE REGULATORY ARCHITECTURE FOR DIGITAL FINANCE IN WEST AFRICA IS BEING BUILT RIGHT NOW

That is not a metaphor. The DCSP framework in Ghana, the evolving fintech regulatory environment in Nigeria, the supervisory expectations around digital credit and consumer lending at scale — these are in active formation. For a senior financial services regulatory professional, this is precisely the moment to be in the room.

M-KOPA has extended more than $2 billion in credit to over 7 million customers across seven markets — 55% of whom are accessing formal financial products for the first time. Regulatory leadership is not peripheral to that mission. It is foundational to it.

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WHAT THIS ROLE CARRIES

This is a group-wide leadership position with particular depth in West Africa, reporting to the Director of Compliance. The scope includes ownership of M-KOPA's financial services regulatory strategy, senior engagement with regulators and industry bodies in Nigeria and Ghana, and direct accountability for licensing and authorisation processes — including the DCSP licence in Ghana and financial services licensing in Nigeria.

Day-to-day, the role spans regulatory horizon-monitoring and impact assessment, partnering with Product and Credit to embed regulatory requirements into new product development from the outset, and overseeing responses to examinations, regulatory reporting,...