Health Underwriter

Position Summary The Health Underwriter is responsible for assessing medical risk for a PEO-sponsored medical plan. This role operates within specific authority limits, handling assignments of significant technical complexity and coordination. The underwriter applies underwriting policies, guidelines, rating rules, and carrier regulations to accurately price medical risk. Applicant Must be in the US and able to acess our offices in Chandler AZ as this role is onsite
Essential Duties and Responsibilities
• Collect and review customer-specific information (existing group medical plans and rates, employee census, carrier history, previous claim experience) to ensure submission completeness and accuracy.
• Collaborate with Sales and support teams to obtain all collateral needed for quoting; communicate clearly and promptly about missing items or discrepancies.
• Calculate rates for complex group cases through thorough analysis of group experience, industry, location, size, and demographics using underwriting methods.
• Exercise judgment in assessing new business for master medical plans, working with senior underwriters or management to maintain a profitable book of business.
• Review and complete all sales requests and inquiries according to company standards and policy guidelines.
• Update underwriting systems appropriately.
• Share underwriting knowledge and educate peers and sales team members.
• Review and learn plan offerings, internal relationships, underwriting/team guidelines, processes, procedures, company strategy, and organizational structure.
• Exhibit strong attention to detail while efficiently switching between tasks.
• Demonstrate proficiency in managing multiple systems/programs simultaneously.
• Manage and prioritize multiple incoming requests effectively in a fast-paced environment.
Knowledge, Skills, and Abilities
• Proficient in computer use to access necessary information.
• Ability to read and interpret safety rules, operating/maintenance inst...