Institutional Due Diligence Specialist, EU
Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide. We're challenging the status quo, updating the current system, and empowering our partners to build better solutions. Together, we're building the most advanced financial infrastructure, open, instant, and global, inspiring a future where anyone, anywhere can access the full potential of digital money.
We are looking for an Institutional Due Diligence Specialist to join our EU Compliance team. Working in the institutional due diligence team, you’ll own due diligence for the legal entities, partners, and respondent institutions we work with — deciding who we onboard, keeping their risk profiles current, and spotting unusual activity early. You’ll play a critical role in keeping Lightspark safe and compliant as we grow, and you’ll help shape the processes we use to do it.
WHAT YOU’LL BE DOING
- Owning the end-to-end due diligence process for institutional customers, including KYB legal entities, partners, and respondent institutions, from onboarding through periodic reviews
- Reviewing onboarding applications and making risk-based decisions to approve or reject customers
- Running periodic and event-driven reassessments, including ongoing KYB data updates
- Conducting Enhanced Due Diligence (EDD) on higher-risk relationships
- Monitoring customer behavior and transaction activity to identify unusual or suspicious patterns, and gathering additional information or documentation where needed
- Performing sanctions, PEP, and adverse media screening
- Escalating compliance issues, risks, and findings to the Compliance Manager in a timely, structured way
- Helping build, improve, and implement our internal compliance procedures and best practices as we scale
WHAT WE’RE LOOKING FOR
- 5+ years of experience in AML/CTF compliance, risk management, or due diligence, ideally in financi...