Senior Data Scientist, Payment Intelligence
GoCardless, a global leader in bank payments, is seeking a Senior Data Scientist to join their Payment Intelligence team in Riga, Latvia. The company processes over $130 billion annually across more than 30 countries, offering solutions like Direct Debit, real-time payments, and open banking. As a Senior Data Scientist, you'll collaborate with Software Engineers, Product Managers, and Designers to develop and deploy data-driven solutions that enhance payment success rates and prevent fraud.
In this role, you'll lead the end-to-end delivery of machine learning models, from initial discovery and feature engineering to production, A/B testing, and continuous monitoring. You'll work closely with product and engineering teams to transform complex data into real-time, mission-critical fraud prevention solutions. Additionally, you'll provide technical leadership, sharing knowledge and best practices to elevate the team's capabilities.
Ideal candidates will have a degree in a STEM discipline or equivalent commercial experience, with hands-on expertise in advanced machine learning architectures such as deep learning, graph-based, or sequence-based models. Experience in Fintech, fraud prevention, or payments is advantageous. The ability to translate complex ML concepts into practical product solutions and communicate effectively with non-technical peers is essential. Proficiency in Python, SQL, and BigQuery is required, along with a strong track record in deploying high-performance models at scale.
The base salary for this position ranges from €64,000 to €96,000, based on role, job level, location, and market data. GoCardless offers a comprehensive benefits package, including dedicated support and medical cover, a work-away scheme allowing up to 90 days of remote work annually, adaptive working arrangements, parental leave, a learning budget, and generous time off, including annual volunteer and wellness days.
GoCardless is defined by its core values: starting with 'why' to ensure alignment with the mission, making things happen with urgency and personal accountability, acting with integrity, being humble, and caring deeply about their impact. The company fosters a collaborative and inclusive culture, encouraging continuous learning and development. Employees appreciate the supportive environment and the opportunity to work on impactful projects that drive innovation in the fintech industry.