Treasury Operations Lead

ABOUT ONEPAY

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

- Ready to run

- Hungry and driven by urgency

- Exceptional at what they do, with low ego

- Comfortable operating in motion

ROLE OVERVIEW

This Treasury leader will report directly to the Treasurer and is responsible for overseeing the company’s end-to-end treasury operations, with a focus on cash forecasting, cash strategy, liquidity management, funding execution, and banking partnerships. This role combines strategic oversight with hands-on execution, ensuring optimal cash utilization, robust forecasting, and effective capital adequacy management. The individual will work closely with finance leadership, accounting, strategic finance, legal and financial operations to support the company’s growth and financial resilience.

KEY RESPONSIBILITIES

1. CASH FORECASTING & LIQUIDITY MANAGEMENT

- Improve short, medium and long-term cash flow forecasts, incorporating business inputs, financial projections and historical data

- Own the strategic design and ongoing optimization of cash structures and bank account...