AFCO Team Lead
N26 Bank is seeking an experienced Anti-Financial Crime (AFC) Operations Team Lead to join their Madrid office. This role is integral to N26's commitment to fostering a culture of compliance, ensuring adherence to regulations and internal policies related to Anti-Financial Crime. The AFC department aims to lead and shape the industry by creating a trustworthy environment for authorities, customers, and stakeholders.
As the AFC Operations Team Lead, you will oversee a team of analysts and investigators responsible for tasks such as Anti-Money Laundering (AML), counter-terrorism financing, sanctions compliance, Know Your Customer (KYC) processes, and fraud detection. Your daily responsibilities will include leading and managing the team, ensuring timely and accurate investigations of suspicious activities, monitoring daily operations to maintain compliance with regulatory standards, and coordinating with other departments to implement and enhance AFC policies. Additionally, you will develop and implement process improvements to boost operational efficiency and support responses to audits and regulatory inquiries.
To be successful in this role, you should have several years of relevant banking experience in Anti-Financial Crime, with strong leadership and team management skills. Experience with Spanish AML/CTF regulations and reporting to SEPBLAC is essential. A bachelor's degree in law, business, or finance is preferred but not mandatory. Proficiency in MS Office (G Suite) applications, particularly Excel and Word, is required. Fluency in both English and Spanish, spoken and written, is necessary. An analytical mindset, attention to detail, and a proactive approach to learning are also important.
While specific compensation details are not provided, N26 offers a range of employee benefits, including a competitive personal development budget, work-from-home budget, discounts on fitness and wellness memberships, language apps, and public transportation. Employees also receive a Premium subscription on their personal N26 bank accounts, with additional subscriptions available for friends and family members. Vacation days vary depending on the location of work, with an additional day of annual leave for each year of service. The company provides a high degree of autonomy and access to cutting-edge technologies, fostering a friendly team environment with peers from diverse backgrounds. A relocation package with visa support is available for those who need it.
N26 is a digital bank that has reimagined banking for today's world, eliminating physical branches and hidden fees to offer an elegant digital experience. Founded in 2013, N26 now has over 7 million customers across 24 markets and employs more than 1,500 people in offices in Berlin, Vienna, Barcelona, Paris, Madrid, Milan, and São Paulo. Joining N26 provides an opportunity to be part of a rapidly growing company that values innovation and diversity.