FinCrime EDD Team Leader
The FinCrime EDD Team Leader at Capital on Tap will lead and mentor a team of Enhanced Due Diligence (EDD) Analysts within the Financial Crime department. This role is pivotal in ensuring the company meets its regulatory obligations related to Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) across its UK and US operations.
Key responsibilities include overseeing complex EDD investigations on SME customers, particularly those involving intricate ownership structures such as trusts, funds, and overseas entities. The Team Leader will manage team workflows to ensure timely completion of transaction monitoring alerts and EDD reviews, perform quality assurance checks, and collaborate with leadership to refine financial crime policies and onboarding processes. Additionally, the role involves supporting the internal approval process for Suspicious Activity Reports (SARs) and serving as a subject matter expert on emerging financial crime risks.
Candidates should have over six years of experience in financial crime roles, with deep expertise in Know Your Business (KYB) requirements for SME corporate customers in both the UK and US. Previous experience leading or mentoring teams within a financial crime environment is essential. The role requires a strong ability to analyze complex ownership structures and make sound, risk-based decisions in a fast-paced environment. Excellent leadership qualities and the ability to communicate complex concepts clearly to both the team and senior stakeholders are also necessary.
Capital on Tap offers a dynamic work environment with a culture that values innovation, speed, and collaboration. Employees are encouraged to pilot new ideas, take ownership of tasks, and provide constructive feedback. The company provides a range of benefits, including a well-equipped office space featuring amenities like a pool table, arcade machine, and office dogs, fostering a relaxed and engaging workplace atmosphere.
Joining Capital on Tap means becoming part of a rapidly growing financial platform that serves over 200,000 customers and processes £20 billion in annual card spend. The company is committed to making the lives of small business owners easier by offering a suite of financial products and tools. This role offers significant opportunities for professional growth and the chance to make a meaningful impact within the organization.