Senior Analyst - Portfolio Monitoring (Top B - Schools)
The Senior Analyst - Portfolio Monitoring role at OakNorth involves assessing the creditworthiness of existing borrowers to maintain the quality of the bank's lending portfolio. The position is based in Gurugram, India, and is part of the Portfolio Monitoring team, which plays a crucial role in ensuring the bank's lending practices align with its risk metrics.
Key responsibilities include conducting financial analyses, industry and sector research, and drafting detailed credit reports with key takeaways. The role also involves developing and maintaining detailed financial models in Excel, performing financial statement analyses, projections, ratio and variance analyses, and credit metrics. Regular interaction with key stakeholders is required to discuss borrower requirements, performance, data gaps, inconsistencies, analytical frameworks, and loan servicing. Notably, this role does not include credit underwriting for new borrowers seeking fresh lending.
Candidates must possess strong financial analysis skills with a thorough understanding of accounting and financial concepts, including financial statement analysis and variance analysis. Proficiency in Excel, particularly in handling linked worksheets and complex models, is essential. Excellent communication skills in English, both oral and written, are required. The role mandates candidates from top business schools, emphasizing a preference for individuals from top colleges. Personal attributes such as proactiveness, flexibility, creativity, result-driven attitude, responsibility, teamwork, fast learning, and a willingness to take ownership are highly valued. The ability to understand the big picture and succeed in a culture where change and speed are integral to daily work is also important.
OakNorth offers a dynamic work environment where change and speed are part of daily operations. Employees are encouraged to take ownership of their tasks and deliverables, fostering a culture of responsibility and continuous learning. The company values creativity and a proactive approach, providing opportunities for professional growth and development within the organization.