Sr. Analyst, Identity & KYC
Chime is seeking a Senior Analyst to join its Financial Crimes and Identity team, focusing on the Customer Identification Program. This role is integral to ensuring a seamless member onboarding experience while effectively detecting and preventing financial crimes such as synthetic and stolen identities. The team collaborates closely with Product, Compliance, Analytics, and external vendors to optimize Chime's Identity Verification program, encompassing Customer Identification, Due Diligence, Fraudulent Account Detection, and Enhanced Due Diligence.
In this position, the Senior Analyst will engage in activities related to BSA, AML, OFAC, KYC, and other regulations aimed at preventing financial crimes. Responsibilities include partnering with cross-functional teams to implement and monitor the KYC/Identity program, working with third-party vendors to enhance Identity Verification solutions, assisting in developing Customer Risk Rating methodologies, and supporting audits and remediation plans. The role also involves proposing strategies to prevent bad actors while managing operational costs and collaborating with fraud, law enforcement, and other agencies to strengthen Chime's defenses.
Candidates should have over three years of experience in Financial Crimes, including AML, KYC, Sanctions Screening, and/or Fraud, particularly in online-only account opening products. Proficiency in SQL and experience with dashboarding tools like Looker or Tableau are essential. A general understanding of Model Governance and Compliance Testing, experience with identity verification vendor platforms, and familiarity with fraud detection strategies are also required. Excellent writing, analytical, and executive communication skills are necessary, and a Certified Anti-Money Laundering Specialist (CAMS) certification is strongly preferred.
The base salary for this role ranges from $130,050 to $180,600, depending on experience and location. Full-time employees are eligible for a bonus, competitive equity package, and benefits, including a 401k match, medical, dental, vision, life, and disability insurance. Additional perks include a generous vacation policy, company-wide paid days off, annual wellness stipends, and up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
Chime fosters a culture of boldness, innovation, and inclusivity, encouraging team members to take risks and collaborate across diverse perspectives. The company offers opportunities for professional growth and development, aiming to help millions achieve financial progress. Employees are encouraged to see themselves as stewards of Chime's mission, contributing to a dynamic and entrepreneurial environment.