ABS Consumer – Associate / Associate Director (NY / Chicago)

KBRA is seeking an experienced credit analyst to join its Asset-Backed Securities (ABS) team, focusing on consumer sectors such as auto loans, consumer loans, and credit cards. The position is available in New York, NY, or Chicago, IL, and offers a hybrid work schedule.

The role involves conducting transaction analyses, including originator and servicer evaluations, collateral performance assessments, and loan pool analyses. Responsibilities also encompass modeling bond structures, reviewing legal documentation, preparing credit memoranda, and presenting findings to rating committees. Additionally, the analyst will contribute to transaction reports, market commentaries, and engage in ongoing surveillance of rated transactions.

Candidates should possess a bachelor's degree in a relevant field and have a minimum of three years of experience in credit analysis within the ABS sector for the Associate level, or five to six years for the Associate Director level. Strong analytical skills, proficiency in Excel and financial modeling software, and excellent communication abilities are essential. Familiarity with generative AI tools is considered a plus.

The anticipated annual base salary ranges from $100,000 to $150,000, depending on experience and other factors. Benefits include a hybrid work schedule, competitive paid time off, family and disability leave, a 401(k) plan with employer match, and financial assistance for educational and professional development.

KBRA is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. The company fosters a collaborative environment and offers opportunities for professional growth within the financial services industry.