Analyst, Identity & KYC
Chime is seeking an Analyst to join its Financial Crimes & Identity team, focusing on identity and Know Your Customer (KYC) risk strategies. In this role, the Analyst will enhance fraud detection and prevention mechanisms throughout the customer lifecycle, from onboarding to ongoing monitoring. The position involves close collaboration with cross-functional teams to improve identity verification processes, risk decisioning frameworks, and overall member experience, ensuring Chime remains secure against financial crimes.
Key responsibilities include developing and refining risk strategies related to KYC, identity verification, and onboarding controls. The Analyst will contribute to decision-making frameworks, policies, and thresholds to manage financial crimes and identity risks effectively. Additionally, the role involves partnering with Product, Engineering, Compliance, Operations, and Member Services teams to implement risk strategies into workflows and systems. Analyzing trends, emerging typologies, and control performance to identify improvement opportunities is also a critical aspect of the job.
The ideal candidate will have over three years of experience in financial crimes, including Anti-Money Laundering (AML), KYC, sanctions, and fraud, preferably in digital or online onboarding environments. Experience in contributing to risk strategy, policy, or control frameworks is essential. Familiarity with identity verification and customer onboarding controls, as well as exposure to fraud detection strategies and scoring logic used to assess risk, are important qualifications. Strong analytical, written, and cross-functional communication skills are also required.
The base salary for this role ranges from $93,000 to $128,000, depending on location, skills, qualifications, and experience. Full-time employees are eligible for bonuses, competitive equity packages, and comprehensive benefits. Chime offers a hybrid work policy, with four days a week in the office and Fridays from home for those near one of their offices, plus team and company-wide events depending on location. Additional perks include in-office benefits like backup child, elder, and pet care, a subsidized commuter benefit, generous vacation policies, and access to wellness programs.
Chime fosters a culture of problem-solving, innovation, and member-centricity. The company encourages boldness, collaboration, and embracing diverse perspectives. Employees are seen as stewards of Chime's mission to help everyday Americans achieve financial progress. The company holds itself to high standards of integrity and values-driven work, providing a challenging and fulfilling opportunity to contribute to one of the most experienced teams in FinTech.