CDD Refresh Analyst

The CDD Refresh Analyst at Modulr is responsible for conducting periodic and event-driven Customer Due Diligence (CDD) reviews for both individual and corporate clients. This role is integral to ensuring compliance with regulatory standards and maintaining the integrity of customer records. The analyst will work within a dynamic team dedicated to upholding Modulr's commitment to secure and efficient payment solutions.

Key responsibilities include reviewing and updating customer records in line with Financial Conduct Authority (FCA) guidelines and EU/UK Anti-Money Laundering (AML) directives. The analyst will collect, verify, and assess Know Your Customer (KYC) documentation, perform screenings for sanctions, Politically Exposed Persons (PEPs), and adverse media, and escalate any findings as necessary. Collaboration with internal and onshore teams is essential to resolve discrepancies and ensure accurate documentation of all due diligence activities.

Candidates should have a minimum of two years' experience in CDD, KYC, AML, or financial crime roles within a regulated financial institution or fintech. A solid understanding of UK/EU AML regulations, including JMLSG guidance and FCA expectations, is required. Proficiency in screening and data tools such as Orbis or Moody’s, strong analytical skills, attention to detail, and excellent communication abilities are essential. The ability to work independently while effectively collaborating within diverse team environments is also important.

Modulr offers a comprehensive benefits package, including a share options incentive scheme, company bonus, enhanced pension, flexible benefits, and 33 days of holiday, including bank holidays and a day off for your birthday. Employees have access to learning opportunities and are encouraged to engage in continuous professional development.

At Modulr, we are committed to building a positive, diverse, and inclusive culture where everyone feels a genuine sense of belonging and is empowered to bring their whole self to work. We value collaboration, innovation, and the pursuit of excellence, providing growth opportunities for our employees in a rapidly expanding fintech environment.