Senior Risk Analyst
As a Senior Risk Analyst at Zip Co Limited, you will join our Risk team dedicated to ensuring the success and profitability of our portfolio. Our team leverages analytics to manage exposure, enhance customer engagement, and continually refine fraud strategies. We focus on improving existing customer usage while minimizing losses.
In this role, you will lead analytics initiatives aimed at enhancing our Repayments and Collections strategies and optimizing associated costs through innovative solutions and A/B testing. Your responsibilities include developing insights capabilities to monitor performance, proactively identifying trends and anomalies, and optimizing Zip’s external debt collections strategy by monitoring agency performance and collaborating closely with vendors. You will also partner with key stakeholders across the organization to drive high-visibility strategic initiatives.
The ideal candidate possesses 3-5+ years of experience in Credit or Fraud Risk or Collections, with expert SQL skills and a passion for analyzing data in the Risk domain. Proven analytics experience as a risk or data analyst in the financial services or lending industry is essential. Proficiency in Python or PySpark is preferred, along with experience in data visualization tools like Tableau or PowerBI. Strong written and verbal communication skills, a self-organized approach, and the ability to operate independently in a fast-paced environment are also required.
Zip offers a flexible working culture with a remote-first opportunity for US-based employees and the option to work in-person at our Manhattan office. We provide incentive programs, unlimited PTO, generous paid parental leave, leading family support policies, a company-sponsored 401k match, learning and wellness subscription stipends, and industry-leading, employer-sponsored insurance for you and your dependents.
At Zip, we foster a collaborative and dynamic work environment where employees are empowered and trusted to make significant contributions quickly. We value diversity and inclusivity, ensuring that every team member feels welcome and supported to be themselves and care for themselves at work. Joining Zip means being part of a team that is committed to innovation and excellence in the financial services industry.