Senior Software Engineer I, Payments
Qualia, a leading B2B real estate technology company, is seeking a Senior Software Engineer I to join their Payments team. This team is responsible for developing and maintaining systems that process substantial financial transactions during real estate closings, ensuring accuracy and security. The role offers flexibility with options for remote work or based in Austin, TX.
In this position, you will design, build, and maintain systems that handle ACH and wire transfers at scale, including origination, settlement, reconciliation, and exception handling. You will integrate payment-processing pipelines with banking partners, payment rails, and third-party financial APIs, and implement controls for wire fraud prevention, transaction verification, and anomaly detection. Additionally, you will improve and extend core web applications supporting escrow accounting and closing-day money movement, and make architectural decisions for payments infrastructure, focusing on data integrity, idempotency, retry/failure handling, and audit logging. Collaboration with Compliance, Risk, and Accounting stakeholders is essential to ensure systems meet regulatory and audit requirements. Participation in on-call rotation for payment-critical systems is also expected.
The ideal candidate will have over five years of experience as a full-stack web developer, with a strong background in building or maintaining money-movement systems in regulated environments such as banking, fintech, or payment processing. A deep understanding of transactional integrity, idempotency, and failure-mode design in financial systems is crucial. Familiarity with payment rails, banking APIs, and financial compliance standards like NACHA, OFAC screening, PCI, and SOC 2 is highly desirable. Experience in making key architectural decisions for large, high-stakes projects and mentoring junior developers is also beneficial. A good product sense, strong attention to detail, and a passion for building trustworthy financial systems are essential.
Qualia offers a comprehensive benefits package designed to support employees both in and out of the workplace. This includes health plans, a 401(k) program, and commuter benefits. The company also prioritizes family and personal well-being through professional development opportunities, parental leave, and a flexible time-off policy. As a remote-first development organization, Qualia provides resources and support to ensure team members can work effectively from any location.
At Qualia, you'll be part of a diverse and mission-driven team passionate about using technology to solve real-world problems. The company fosters a culture of ownership and autonomy, empowering employees to make a direct impact from day one. With a valuation of over $1 billion and rapid growth, Qualia offers opportunities for career advancement and personal development. The team is highly collaborative and deeply curious, striving to provide an engaging and dynamic work environment.