Business Development Associate - Collateral Loan

The Business Development Associate - Collateral Loan role at Cermaticom focuses on expanding the company's collateral loan services by establishing and maintaining partnerships with third-party agents, such as used car dealers and collateral loan agencies. This position plays a crucial role in identifying high-potential markets and driving loan application growth.

Key responsibilities include recruiting and onboarding referral partners, conducting market surveys to map out promising SME clusters and residential areas, and managing leads through proactive follow-ups and CRM tracking. The associate will also perform preliminary assessments of collateral quality and applicant creditworthiness, coordinate with internal departments to ensure timely loan disbursement, monitor competitor offerings to maintain a competitive edge, organize grassroots promotional events, and maintain relationships with existing borrowers to facilitate loan renewals.

Candidates should possess a Bachelor's Degree (S1) and have at least three years of experience in a similar position within car and motorcycle leasing companies offering collateral loan products. Proficiency in Microsoft Office, financial literacy, basic credit analysis skills, understanding of multifinance regulations and compliance, and basic collateral appraisal abilities are essential.

Additional qualifications include a minimum TOEFL score of 500, with SPPI and APPI certifications considered advantageous. Possession of a SIM A or SIM C is also required.