KYC/Due Diligence Officer
The KYC/Due Diligence Officer at Moniepoint is responsible for ensuring that all customer onboarding and periodic reviews comply with regulatory requirements, internal policies, and international AML/CFT/CPF standards. This role involves performing detailed due diligence checks on individuals and businesses, assessing risk profiles, and escalating high-risk cases for Enhanced Due Diligence (EDD). As part of the first line of defense against financial crime, the officer validates customer identity, verifies documentation, and ensures compliance with Know Your Customer (KYC), Customer Due Diligence (CDD), and EDD obligations. The role also provides advisory support to internal stakeholders, helping the business balance customer enablement with regulatory compliance.
Key responsibilities include performing KYC checks for new and existing customers, conducting due diligence reviews using internal systems and third-party screening tools, assessing customer risk based on various factors, escalating high-risk cases for EDD, maintaining accurate customer records, collaborating with internal teams to identify and close KYC gaps, tracking and monitoring deferrals, and contributing to policy reviews and process improvements to strengthen KYC operations.
The ideal candidate should possess strong knowledge of AML/CFT/CPF regulations, practical experience with sanctions and adverse media screening tools, analytical skills to interpret complex ownership structures, high attention to detail, strong communication and stakeholder management skills, the ability to balance regulatory compliance with business enablement, strong organizational skills, and integrity in handling sensitive information. A bachelor's degree in Finance, Business Administration, Law, or a related field is required, along with 2–3 years of experience in compliance, audit, KYC, or financial crime prevention, preferably in a financial institution. Certification in AML/KYC (e.g., DCP, CAMS, ICA) is highly desirable, and familiarity with Nigerian regulatory compliance frameworks and global AML/CFT/CPF best practices is an advantage.
Moniepoint offers a people-first culture that prioritizes the well-being of every team member, fostering an environment where all opinions are valued and respected. The company emphasizes learning and development, providing opportunities for knowledge sharing, training, and regular internal technical talks. Compensation includes an attractive salary, pension, health insurance, annual bonus, and other benefits.